Fresh Start Financing

About Our Program

Financing your car doesn't have to be difficult, even if you have poor or bad credit. Get approved for your next car from the comfort of your home with PA Auto Credit. Experience “life made easy” by PA Auto Credit, a Buy Here/Pay Here location. Most dealers agree that making life hassle free for their PA customers would be ideal, but for PA Auto Credit, a Buy Here/Pay Here location, it is our first priority. Start your car loan approval from the comfort of your home or office by applying online. Now that’s easy!

Remember: if you have been employed in PA for at least 6 months and have a verifiable net income of at least $300 per week, and at least 1 positive credit experience within the past 2 years and the minimum down payment of $299* then you have a 99% car loan approval rate from PA Auto Credit! Once you are approved we make paying easy with the ability to pay online.

*plus your local tax and tag fees

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