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How Does the Fed’s Interest-Rate Hike Affect Car Loans?
You may have heard that the Federal Open Market Committee (Fed) has recently hiked interest rates — but what does that mean exactly, and are car interest rates going up in response?
What Do I Need to Apply For an Auto Loan?
Trying to apply for an auto loan for your next vehicle purchase? Having all of your documentation in order before you begin can speed up the process of getting approved.
What is Black Ice and Why is it Dangerous?
As the fall season slowly comes to a close and Pennsylvanians prepare for the icy-cold temperatures of winter, it’s important to remember to be aware of one of the Keystone State’s most dangerous cold-weather hazards: black ice.
3 Sneaky Strategies to Build Your Credit Fast
Most people already know that if they want to build up their credit, they need to pay all of their bills on time and wait for their scores to rise. But what if you don’t have months — or even years — to wait before borrowing money or pursuing a dream?
What Factors Influence Your Credit Score?
Are you working to improve your credit score? If you are, it can be helpful to know exactly which factors go into your score’s calculation.
3 Tips For First Time Car Buyers
Are you thinking about buying your first car? Don’t go into the car buying process alone! Use these three essential tips to shop smarter when comparing new or used vehicles.
5 Ways to Drive Safer During the COVID-19 Pandemic
As the COVID-19 pandemic continues to affect nearly every aspect of life, Americans are coming together to flatten the curve and avoid driving as much as possible to limit the spread of the virus.
How Does a Secured Credit Card Work
Why Are Gas Prices So Low Right Now
If you made a Memorial Day trip this year, did you notice that you had more money in your wallet at the end of the journey?
3 In-Home Hobbies to Help Flatten the Curve
Across the country and around the world, men and women are putting their normal, everyday routines aside to flatten the curve and prevent the spread of COVID-19. The best way to prevent the spread of illness right now is to remain at home as much as possible. But even the biggest home can start to feel small after weeks indoors.
3 Reasons to Manually Balance Your Checkbook
In an era of online banking and email statements, it’s probably been a pretty long time since you manually balanced your checkbook. However, the truth is that if you’re relying on your online banking system to keep an immediately up-to-date record of your transactions, you might be putting yourself at risk of an overdraft fee or an overlooked instance of fraud.
3 Tips for Keeping Your Personal Information Safe When Online Shopping
Online shopping has allowed consumers across the country to say goodbye to the mall and buy all of their holiday gifts from the comfort of their sofa. But this convenience has brought to light a new breed of criminals — cyber thieves and hackers.
5 Holiday Travel Facts PA Drivers Need to Know
Are you planning on hitting the road this holiday season? If you are, you won’t be alone! Data from AAA suggests that 2019 will be one of the biggest years on record for holiday travel. Here’s what you need to know before you make your trip.
5 Fun Ways to Welcome Fall
Fall has officially arrived in Pennsylvania and New Jersey! Are you enjoying everything the cooler weather has to offer? Before the snowy winter season arrives, check out these five quintessential fall activities to make the most of the end of the year!
5 Tips to Help Improve Your Credit Score
From starting your own business to buying a home, a high credit score is an asset. If you have bad credit or no credit, now is the perfect time to start improving your score. Use these five easy tips to see your credit score rise this fall.
5 Ways to Help Improve Your Routine This Fall
No matter if you’re heading back to work after a summer vacation or you’re just looking to make a positive change in your life, more productivity starts with a solid routine. Use these tips to get back into the swing of your productivity routine this fall.
5 Tips For Making a Long Drive Back To College
From that photography class that you can’t wait to begin to the anticipation of afternoon football games, there are tons of reasons to be excited about your next semester of college. However, if you’re heading to an out-of-state college this fall, one thing you’re probably not looking forward to is the long car ride back. Use these five easy tips make the drive back to school easier and less stressful.
5 Things to Know After a Repossession
If you’ve fallen behind on your vehicle payments, you might find yourself on the receiving end of a repossession. A repossession occurs when a creditor, lender, or bank that has a lien on an asset reclaims the asset after a period of missed payments. If your car or truck has been repossessed, don’t panic. Here’s five things you need to know in the immediate aftermath.
3 Reasons Why Strong Financial Relationships Are Important
Everyone has goals, dreams, and plans for the future that they hope to achieve. One of the greatest joys in life is sharing our goals with family members and friends, and fulfilling them together. But what about sharing your goals with your bank or lender? It’s not as crazy as you think! Maintaining strong “financial relationships” with your bank or lender can help you reach your goals faster.
3 Reasons Why You Shouldn't Fear High-Mileage Cars
If you’re shopping for a car, you probably have a list of “must haves” for your ideal vehicle: from four-wheel drive to tackle Pennsylvania’s winters to a gorgeous sunroof that’s perfect for summer road trips, we all have criteria for our perfect car. But what about mileage?
4 Ways to “Spring Clean” Your Life This Season
Spring cleaning for your home is a great way to start out the warmer season—but what about spring cleaning for the other areas of your life? After you’ve finished decluttering that closet and emptying old filing cabinets, use our favorite tips to “clean” a few other things.
5 Hidden Factors that are Killing Your Credit
Everyone knows that having bad credit can make your life hard. A low credit score or a lack of credit history can make it difficult to get the loans that you need to continue your education or buy a home, can exclude you from certain credit offers, and can even potentially make it more difficult for you to find a job if you work in the financial sector. If you have bad credit, you’ve probably noticed these effects firsthand in your life — but what influences your credit score?
5 Budgeting Tips for the New Year
2019 has officially arrived, and across the Keystone State, residents are setting their resolutions. If you have a resolution to budget better in the new year, use these five tips to get the ball rolling and start saving more money!
Here's How Americans Plan to Spend Their Tax Refund This Year
For many Americans, the beginning of a new year means the beginning of the dreaded tax season. And while most men and women don’t look forward to endlessly poring over the tax code or filing their return, surveys show that many Americans are already planning out how they’ll spend their refund.
PA Auto Credit Makes it Easier to Get the Car You Need
From rushing to the bank to secure an auto loan to visiting dealership after dealership searching for the perfect vehicle for you and your family, the car buying process can be a hassle. At PA Auto Credit, we know that buying a new car should be simple—which is why we’ve moved our processes online to make things easier for you.
The Unusual Origin of Tailgating
Football season is officially here! If you’re a football fan, chances are that one of your favorite parts of the game is tailgating and getting ready to cheer on your favorite team before the kickoff has even begun. But did you know that tailgating is actually older than the sport of football itself?
Why Is Having Good Credit Important?
What’s the deal with your credit score? Though it seems like common knowledge that a good credit score is desirable, many men and women don’t fully understand how much a bad credit score can negatively impact their lives.
3 Easy Things You Can Do Today to Start Building Better Credit
Living with bad or no credit can make a lot of things that you expect to have in your adult life difficult to attain. A low credit score can make it impossible to find a loan for a car or to continue your education and can severely limit your housing and even employment options.
Ride Sharing Services May See New Price Hike Thanks to Increased Sales Tax
Can you afford to spend more on your Lyft or Uber ride? If you’re a resident of New Jersey, you might not have a choice beginning next year.
What Factors Make up My Credit Score?
When it comes to shopping for a used car, drivers generally have two options: they can head to one of their local dealerships or they can purchase a car from a private seller.
Why It’s Better to Buy a Used Car from a Franchised Dealership
When it comes to shopping for a used car, drivers generally have two options: they can head to one of their local dealerships or they can purchase a car from a private seller.
5 Winter Dangers That May Have Damaged Your Vehicle
This past winter was surely one for the history books! Between record low temperatures and an unseasonably late nor'easter storm passing through, drivers across the state are facing vehicle troubles stemming from the harsh toll of winter.
3 Tips to Improve Your Credit Score This Year
If you have bad credit, it can feel like the whole world is against you. Bad credit can make it impossible to find a loan to continue your education or buy a new car, limit your housing options and even make it more difficult to find a job.
3 Reasons Why Used Car Sales are Expected to Explode in 2018
If you have been considering purchasing a used car to start the year, you're certainly not alone. Used car sales are expected to grow exponentially in 2018, blowing 2017 out of the water!
3 Winter Maintenance Tips to Keep You Safe on the Road
Now that the holidays are here and the end of the year is quickly approaching, now is the time to make sure that your vehicle is ready to handle the dangerous weather that Mother Nature can throw out in the form of hail, snow and ice.
PA Auto Credit Can Help You Afford the Safety Upgrades You Need
Most people in Pennsylvania know that the winters in the Keystone State can be particularly harsh. Between blizzards, freezing rain and sheets upon sheets of black ice, it is quite important a vehicle that is safe to drive during the winter. Unfortunately, if you're looking to purchase a vehicle after dealing with financial issues, you may not be able to get the safety features that you need to safely travel this winter.
With Banks Getting Stricter on Auto Loans, What Can You Do?
If you've noticed that you're getting rejected for a number of auto loans from every local lender that you've applied to, your credit score may be to blame. Banks around the country are tightening their belts and raising the credit standards related to auto loans. This is evident as nearly a third of new auto loans are now given to consumers with a credit score of over 720.
Used Car Prices Likely to Increase in the Coming Months
If you've been thinking about buying a new car, some experts say that it may be better to act sooner rather than later. Used automobile prices have hit a record high in the South following the devastation of Hurricane Harvey. It's possible that this trend will continue to the rest of the country as well, as demands for replacement vehicles escalate in the coming months.
Why Fall is the Perfect Time to Invest in a Vehicle
Now that summer is coming to a close, most of us are preparing to head back to school or work, and we might be thinking about all the things we need before fall arrives. If you need a car but have been putting off looking at models for financial reasons, now is the perfect time to make the next investment for yourself!
College Students: Do You Need a Car for the Fall Semester?
Most college students are on a pretty tight budget as well as a tight schedule. When it comes to juggling classes, lab practicals, exams, extracurricular activities, internships, and work, many college students find that a car can help them to better manage and plan their days.
How Our Buy Here Pay Here Program Can Help You Find an Affordable Vehicle
There aren’t many things that most people depend on every single day, but a car is one of them. We depend on our cars to get us to school, work, our children’s daycare, run errands like grocery shopping and make it to doctor’s appointments on time.
The Best Remedies for Bad Credit
If you have bad credit, you’re not alone. Most Americans have made some poor financial decisions in their life, but unfortunately, those bad choices can leave us with a lifetime of less-than-stellar credit.
A Few Reasons Why Auto Loan Lenders Deny Applications
Bathed in a luscious red hue, you can’t keep your eyes off that dream car every time you drive past your local dealership. It’s too bad your poor credit score will most likely prevent you from obtaining an auto loan and purchasing it, however.
Payments Made Easy with Autostar PortalPay
Trying to receive a decent auto loan with bad credit or when dealing with financial difficulty can be a headache. At PA Auto Credit, our goal is to help drivers with bad credit get an auto loan in Philadelphia, PA and the surrounding areas. We are constantly looking for new ways to simplify the car loan process.
Simplifying the Auto Financing Process
Everyone is looking for a simpler way to do things. Many of the greatest inventions were created to make our lives easier.
How to Get a Car Loan with Bad Credit in 3 Easy Steps
Even though we often hear that our country’s economy is on the rebound, most of us have spent nearly a decade struggling to make ends meet in the wake of the 2008 recession.
It’s A Buyer’s Market for Late Model Vehicles, and We Can Get You Behind the Wheel for a Great Price
Right now is the time to stop thinking about getting yourself behind the wheel of a late model vehicle and start thinking about which one you want, because supply is up and demand is down. Why does that matter? Simply put: No one is buying cars right now, and dealers need to sell what they currently have in stock -- and they’re willing to slash prices to unprecedentedly low figures to do so. It’s a buyer’s market, folks.
How to Make Sure You Never Have to Worry about Another SEPTA Strike
If you’re like so many residents of Philadelphia and its nearby towns, you rely heavily on public transportation to get where you need to go -- specifically, SEPTA. However, if our city’s public transportation system has taught us anything in recent months, it’s that SEPTA and its cousins together make up an institution that doesn’t care very much about the people it was originally conceived to serve.
Start 2017 Behind the Wheel of Your Next Car
Here at PA Auto Credit, people with problematic credit in Bucks County, PA and its neighboring communities have been taking advantage of our Buy Here Pay Here program to get themselves behind the wheel of new and used cars for years.
Recent Graduates Can Ride Off in the Car They Need with PA Auto Credit
Now that summer has officially arrived, the school year is over and seniors who have recently graduated from high school or college are focused on taking their next step in life. Whether they’re heading on to seek a professional-level degree or they’re getting ready to start an exciting new job in a new city, most grads will need to invest in a car to further their careers and dreams. 1-800-736-4450