Edit the Mobile Menu

3 Myths About Bad Credit Auto Loans Debunked

Applying for car financing with bad credit can be stressful for many drivers, but with PA Auto Credit, there’s no reason to worry. We can help you find bad credit auto loans that work for your budget, no matter what issues you’ve had in the past. If any of these myths have been holding you back, it’s time to get moving towards your car ownership.

Myth #1: No One Will Approve You with Bad Credit

At PA Auto Credit, we work with drivers from across the credit spectrum. That means if you have bad credit or no credit, we can find a plan that can match your financial needs. We even work with drivers who have declared bankruptcy.

Myth #2: I’ll Be Locked into My Plan

Some drivers worry about being locked into a low-credit financing plan, even if their finances improve. With our Upgrade Program, you can be rewarded for keeping up with your payments. Just stay in good standing for a year, then talk to our team about how to qualify!

Myth #3: I’ll Only Qualify for Junk Cars

When you qualify for financing at PA Auto Credit, you’re approved for a wide range of affiliated dealerships. Whether you’re looking for your next family ride or a capable truck to help with work, you’ll always be able to find the right car for your transportation needs when you finance with us.

Get the Truth About Bad Credit Auto Loans in Fairless Hills, PA

No matter what your credit looks like, we’ll make it work at PA Auto Credit. Talk to the team at our financing center and find out how we can make a plan that works for you. Once you’re done, all you need to do is to pick out your favorite vehicle and get back on the road!
© 2025 Pennsylvania Auto Credit. All Rights Reserved. | Responsive Dealer Website provided by SurgeMetrix.