Fresh Start Financing and Bad Credit Auto Loans from PA Auto Credit
Financing your car doesn't have to be difficult, even if you have poor or bad credit. Get approved for your next car from the comfort of your home with a bad credit auto loan from PA Auto Credit. As a Buy Here/Pay Here location, making life easier for our customers is our top priority. Start the process of getting approved for a bad credit auto loan by applying online while sitting on your couch at home in your pajamas. See? We told you it would be easy!
We offer our Buy Here Pay Here Program and simplify the bad credit auto loan process for residents of Philadelphia, PA, Bucks County, PA, Trenton, NJ, and all of the surrounding communities.
Remember: if you have been employed in PA for at least 6 months and have a verifiable net income of at least $300 per week, at least one positive credit experience within the past two years, and the minimum down payment of $299*, then you have a 99% car loan approval rate from PA Auto Credit!
Once you are approved, we continue to make the process simple for you with our online payment portal.
Remember: if you have been employed in PA for at least 6 months and have a verifiable net income of at least $300 per week, and at least one positive credit experience within the past two years and the minimum down payment of $299* then you have a 99% car loan approval rate from PA Auto Credit! Once you are approved, we make paying easy with the ability to pay online.
Low Income Auto Loans
At PA Auto Credit, our Fresh Start Financing is an option that we make available to residents of Philadelphia, PA, Bucks County, PA, Trenton, NJ, and the communities surrounding those areas.
For our customers, bad credit is not an obstacle that will impede you from getting the car of your dreams. We make it easy to obtain a bad credit auto loan.
We work with you to determine which auto loan works best for you no matter what your financial situation may be. We consistently work with people dealing with issues such as going through a divorce, discharged bankruptcy, tax liens, judgments, and foreclosure. With our quick approvals, you can rely on us to help you leave our lot with a vehicle.
At PA Auto Credit, we believe that every driver should be able to buy a car. We provide you with the possible lowest down payment and make it easy for you to apply. Once you send us your information, we will pull your credit report and share your information with a network of affiliate auto dealers who will reach out to you. They will then help you pick out a qualifying vehicle, finalize everything and send us your paperwork for financing.
In addition to offering a Fresh Start Financing program and low income auto loans, we also make it easy to maintain them. We use Autostar PortalPay for you to make your payments online. This system allows you to:
- Make a one-time payment
- Set up an automatic payment schedule.
- Print receipts
- View your account history
- Make payments separately against all balances
If you are interested in learning more about our low income and bad credit auto loan offerings, we encourage you to reach out to us today by calling us or filling out a contact form. We look forward to helping you get qualified for your next car!