Can I Finance a Car Loan with No Credit History?

If you’re one of the many Fairless Hills, PA area drivers seeking a no credit auto loan, PA Auto Credit has your back. We believe that everyone deserves a chance to get on the road in the car of their dreams. Even if you have no credit history, you can still get approved for a loan through our Fresh Start Financing and Bad Credit Auto Loan programs. Here is an overview of how it works.

How Fresh Start Financing Works

Our unique Fresh Start Financing program is designed to help individuals with limited or no credit history get behind the wheel of a new car. Here’s how it works:

Eligibility: To qualify, you need to have been employed in Pennsylvania for at least six months with a verifiable net income of $300 per week and at least one positive credit experience in the past two years.
Low Down Payment: We offer low down payment options starting at $299 (plus applicable tax and tag fees) to make it easier for you to get started.
Dealer Network: PA Auto Credit works with a trusted network of Peruzzi auto dealers who will help you find the right vehicle and finalize the purchase.
Financing: Once you have chosen your car, we’ll handle the financing part to help you get a loan that suits your budget.

Making Payments Easy

We understand the importance of convenience when it comes to your auto loan, which is why we offer Fex Pay, an online payment system that allows you to effortlessly manage your loan. You can make one-time payments, set up automatic payments, and view your account history from the online portal.

No Credit? No Problem!

If you’re ready to take the first step toward owning a new car, contact the experts at PA Auto Credit today. Our professionals are committed to helping you find a financing solution that fits your budget and needs.