Fresh Start Auto Loans Explained
It’s a fact of life that if you plan to buy something and will need to take out a loan to do it, your credit will be scrutinized. Lenders want to be as sure as possible that they’ll get their money back, which is why they are often reluctant to offer loans to people with poor credit. If you’re in this group, a fresh start auto loan could be just what you need. PA Auto Credit goes over what this entails and how it can help you.
Don’t Let Poor Credit Slow You Down
It used to be that if you walked into a dealership with bad credit – or no credit – they wouldn’t even want to talk to you. Fortunately, times have changed, and now people with less-than-stellar credit scores can successfully get a car loan. We believe that everybody deserves to own their dream car regardless of their credit situation. Whether you’re dealing with a bankruptcy, divorce, foreclosure, or anything else, we can work with you, as our Fresh Start Program offers a variety of financing options.
Quick Approval Process
If you’re looking to buy a car, you don’t want to sit around and wait for a response from a bank. Our auto financing company offers quick approvals so you can get moving with your car search. In addition, to make it easy for you to apply for an auto loan, we work to provide you with the lowest possible down payment.
Qualifying for a Bad Credit Auto Loan
With our Fresh Start Program, we will help you get the money you need to purchase a vehicle. In order to qualify, you need to meet these criteria:
- Employed for at least six months
- Verifiable net income of at least $300 per week
- At least one positive credit experience in the last two years
- Minimum down payment of $299
As soon as you submit your application, we will pull your credit report and share it and other necessary information with our network of affiliate auto dealers who will get in touch with you. Whoever you decide to buy from will help you choose a qualifying vehicle and send us your paperwork to finalize the financing process.
Apply for a Fresh Start Auto Loan Today
If you’re tired of being turned down by lenders, we want to help change that. Count on our auto lenders in Fairless Hills, PA to help you get the money you need. Contact us for more information.