How to Buy a Car with Limited Credit History

As you embark on a new career, a car is often essential. However, it can be difficult to obtain financing with little or no credit history. PA Auto Credit highlights the steps to get a car loan for young professionals in Philadelphia.

Finding the Right Lender

Our team specializes in helping drivers with all types of credit buy a vehicle, including first-time buyers or those looking to rebuild credit. We don’t want anyone to be excluded from getting the car they need, no matter where they’re at in life (or where it has taken them). As a Buy Here, Pay Here location, we’re confident we’ve got a solution for you.

Getting Approved

You can quickly get approved for auto financing from the comfort of your home. We have a simple online application that includes questions about your residence info, employment, income, and history. We have a 99 percent approval rate if you meet the following criteria:

• Employed in Pennsylvania for at least six months and live within our lending area
• Verifiable net income of at least $450/week
• At least one positive credit experience within the past two years
• Minimum down payment of at least $299

Next Steps

After you apply, we’ll share your info with our affiliated auto dealers to find a dealership ready to work with you. At the dealership, they’ll help you find a qualifying vehicle and then send us your paperwork for financing. After your purchase, you can conveniently make online payments, so you can stay up-to-date and build your credit with your vehicle purchase.

Apply for Auto Financing in Fairless Hills, PA

We offer auto financing to all types of buyers, even ones with limited history. You don’t have to wait to get the vehicle you need. Visit PA Auto Credit to start today!